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How to choose a patio builder: check the licence, insurance and red flags

Updated 28 October 20268 min readBy the Backyard Mate team

An Australian backyard beforeSkillion Patio added to the same backyardBeforeSkillion Patio
Drag to compare. An AI preview made with Backyard Mate; yours uses your own photo.

To choose a good patio builder, check their licence on your state's official register, confirm they carry the insurance your state requires, and compare two or three detailed written quotes. A builder who passes those three checks and communicates clearly is a safe place to start.

Most patio builders are honest tradespeople. The checks below take about ten minutes and protect you from the few who are not.

Step 1: Check the patio builder's licence

Every state runs a free online register. Search by the builder's name, business name or licence number, and use the official site below rather than a link the builder sends you.

State Official register When a licence or registration is needed
NSW Service NSW: Check a builder or tradesperson licence Residential building work over $5,000 including GST
VIC Building and Plumbing Commission (BPC): Practitioner Search Work worth more than $10,000
QLD QBCC: Find a Local Contractor licence search Building work over $3,300
WA Building and Energy: Online Licence Search Building work of $20,000 or more where a building permit is required
SA Consumer and Business Services: Find a licence holder CBS says pergola and decking traders must be licensed
ACT Access Canberra public registers (licensed builders) Check the register for your type of work
TAS CBOS: Online Licence Search CBOS advises confirming the contractor is licensed as a builder in Tasmania

For the Northern Territory, check with the territory's building regulator before you sign.

What to look for on the licence

Finding a name on the register is only half the job. Check these details too:

  • The name matches. NSW Government guidance says a licence in a person's name does not cover their company. The company needs its own licence, so match it to the business on your quote.
  • The class covers the work. A licence for a different trade may not cover a patio.
  • It is current. Look at the expiry date and status.
  • Conditions and history. The NSW licence check shows conditions, cancellations, suspensions, public warnings and some prosecution results. Victoria's BPC also has a disciplinary register.

Electrical work for lights and fans needs a licensed electrician in every state, whatever the price of the patio.

Step 2: Confirm home warranty insurance

Home warranty insurance protects you if the builder dies, disappears or goes broke before the job is done or defects are fixed. Each state has its own name for it and its own threshold.

State Name When it applies
NSW Home Building Compensation (HBC) Contracts over $20,000
VIC Domestic building insurance, now Home Warranty insurance Over $16,000 before 1 July 2026; over $20,000 from 1 July 2026
QLD Queensland Home Warranty Scheme Work over $3,300
WA Home indemnity insurance Home building work over $20,000
SA Building indemnity insurance Domestic work of $20,000 or more that needs approval (raised from $12,000 on 10 November 2025)

A few practical points:

  • Get the certificate before you pay. In NSW, the builder cannot ask for a deposit on a contract over $20,000 until you have the HBC certificate. WA's regulator also urges clients to confirm cover before paying a deposit.
  • Unlicensed means uninsured. The QBCC warns that unlicensed work is not covered by the Queensland Home Warranty Scheme, and Consumer Affairs Victoria says you cannot get Home Warranty insurance if the builder is not properly registered.
  • Ask about public liability too. Access Canberra suggests asking a tradie for a certificate of currency for public liability insurance.

For the ACT, Tasmania and the NT, ask your builder what cover applies and check it with your territory or state regulator. In Tasmania, the CBOS consumer guide says statutory warranties last six years from practical completion.

Step 3: Compare written quotes

Ask two or three licensed builders for an itemised written quote. Each one should list the size, roof, frame, footings, engineering, approvals, gutters, warranties and payment schedule.

Our guide on how to compare patio quotes has the full checklist and the legal deposit limits for each state. As a reference point, a 6 × 4.5 m skillion patio is around $12,000 to $14,500 in WA and $14,000 to $16,500 in NSW. These are indicative installed prices; the builder's site measure and quote sets the real price.

An Australian backyard beforeSkillion Patio added to the same backyardBeforeSkillion Patio
Drag to compare. An AI preview made with Backyard Mate; yours uses your own photo.

Questions to ask a patio builder

A good builder will answer these without fuss:

  1. What is your licence number, and is it in the same name as your business?
  2. Will you arrange engineering and any council approval, and is that in the price?
  3. Who will actually do the work: your own crew or subcontractors?
  4. What warranties do you give on the structure and workmanship, and what does the roof sheet maker cover?
  5. How will the roof connect to my house, and how will water drain?
  6. What is the payment schedule, and what stage does each payment match?
  7. Can I see photos of similar patios you have built recently?

Red flags when choosing a patio builder

Be cautious if a builder does any of the following:

  • No licence number on the quote, or one you cannot find on the register.
  • A deposit above the legal limit for your state.
  • Cash only, or a discount for skipping the contract or insurance.
  • "You don't need approval" without checking your council's rules.
  • Pressure to sign today to lock in a price.
  • A vague quote with no sizes, materials or colours.
  • No fixed address or only a mobile number and a first name.

South Australia's regulator has prosecuted an unlicensed pergola company that took deposits and did not finish the work. Ten minutes on the register is cheap insurance against that.

Why fewer calls can mean a better builder

Ringing around for quotes often means a week of follow up calls and sales visits. A calmer approach is to decide your style first, then talk to one well suited local builder and check them properly.

That is how Backyard Mate works: you see the patio or pergola on a photo of your own house, get an indicative price for your state, and if you want, one local installer calls you. You still check their licence and insurance using the registers above.

For more planning help, read our guides to council approval and patio costs in Australia, or browse patio styles.

Common questions

Does a patio builder need a licence?

In most cases, yes. The threshold depends on your state: in NSW a licence is needed for residential building work over $5,000 including GST, in Queensland for work over $3,300, and in Victoria builders must be registered for work over $10,000. In South Australia, Consumer and Business Services has said pergola and decking traders must be licensed.

How do I check a builder's licence?

Search the builder's name or licence number on your state's official register, such as Service NSW, the QBCC licence search in Queensland, the Building and Plumbing Commission's practitioner search in Victoria, or the WA Online Licence Search. Make sure the name on the licence matches the name on your quote and contract.

Do I need home warranty insurance for a patio?

It depends on the price and your state. In NSW it applies to contracts over $20,000, in Queensland to work over $3,300, in WA to home building work over $20,000, and in Victoria Home Warranty insurance applies to work over $20,000 from 1 July 2026. Your builder arranges it and should give you the certificate before taking a deposit where the law requires.

What are the warning signs of a bad patio builder?

Watch for no licence number, a deposit above the legal limit, pressure to sign on the spot, cash discounts for skipping paperwork, and vague quotes with no sizes or specs. A builder who says no approval is needed without checking is another warning sign.

Sources

  1. Checking your contractor or tradesperson is qualified | NSW Government
  2. Check a builder or tradesperson licence | Service NSW
  3. Contracts for residential building work | NSW Government
  4. About builders, tradespeople and other building practitioners | Consumer Affairs Victoria
  5. Don't risk further damage by unlicensed building work | QBCC
  6. Who pays home warranty and when | QBCC
  7. Building and Energy licence and registration search | WA Government
  8. $10,000 penalty for excessive deposit and unregistered building work | WA Government (Building and Energy)
  9. Building clients urged to check warranty insurance before paying up | WA Government
  10. Find a licence holder | Consumer and Business Services SA
  11. Precision Pergolas prosecution | Consumer and Business Services SA
  12. Advisory Notice Building 03/25: Building Indemnity Insurance | PlanSA
  13. Choosing a tradesperson | Access Canberra
  14. Residential Building Consumer Guide | CBOS Tasmania

Prices on this page come from Backyard Mate's pricing for each state and are indicative only. Rules and products change: check with your council and installer before you build.

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